certificate of deposit
noun phrase
: a money-market bond of a preset face value paying fixed interest and redeemable without penalty only on maturity
Examples of certificate of deposit in a Sentence
Recent Examples on the Web
Parents can also open a saving account or certificate of deposit for their child, according to Fidelity.
—
Marina Johnson, Louisville Courier Journal, 29 Jan. 2026
But the process of acquiring physical silver isn't quite as straightforward as withdrawing cash from your bank account or opening a certificate of deposit (CD).
—Angelica Leicht, CBS News, 28 Jan. 2026
When interest rates are high, the cost of spending money increases because your cash could be earning significant gains in a high-yield account or a certificate of deposit.
—True Tamplin, Forbes.com, 12 Jan. 2026
For now, top-yielding online savings accounts and one-year certificate of deposit rates pay more than 4%, according to Bankrate, still above the rate of inflation.
—Jessica Dickler, CNBC, 29 Oct. 2025
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Marina Johnson, Louisville Courier Journal, 29 Jan. 2026
But the process of acquiring physical silver isn't quite as straightforward as withdrawing cash from your bank account or opening a certificate of deposit (CD).
—Angelica Leicht, CBS News, 28 Jan. 2026
When interest rates are high, the cost of spending money increases because your cash could be earning significant gains in a high-yield account or a certificate of deposit.
—True Tamplin, Forbes.com, 12 Jan. 2026
For now, top-yielding online savings accounts and one-year certificate of deposit rates pay more than 4%, according to Bankrate, still above the rate of inflation.
—Jessica Dickler, CNBC, 29 Oct. 2025
Cite this Entry
“Certificate of deposit.” Merriam-Webster.com Dictionary, Merriam-Webster, https://www.merriam-webster.com/dictionary/certificate%20of%20deposit. Accessed 19 Feb. 2026.
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